Do you need an emergency fund?

The simple answer is yes. One time, in not so many words, I shared that I wasn’t the biggest fan of the Dave Ramsey plan. I did read Dave’s Total Money Makeover (along with tons of blogs on his plan), and I do think it has its merits and works…

How to Keep a Super Simple Budget

I mentioned in one of my first posts that I keep my monthly budget fairly simple.  Why a simple budget? So I’ll actually stick to it. Anything that feels too rigid (even if it’s self-imposed) makes me want to rebel against it, so keeping my budget really basic is the…

winter to spring transition outfit with a striped sweater and medium wash jeans

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